Cookie Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital breadcrumbs that help us remember your preferences and improve your experience with Learnthryvira's debt management platform. We also use similar technologies like web beacons, pixels, and local storage to collect information about how you interact with our services.

At Learnthryvira, we believe in transparency about how these technologies work. When you visit learnthryvira.com, various tracking technologies help us understand which debt management strategies resonate most with our users, which tools are most helpful, and how we can better serve people working toward financial freedom.

How Tracking Technologies Function

These technologies work by collecting data about your browsing patterns, device information, and interactions with our platform. For instance, when you explore our debt consolidation calculator, we might track which inputs you use most frequently to improve the tool's design. This information helps us create more intuitive experiences for everyone managing their debt journey.

Types of Tracking We Use

Specific Cookies and Data Collection

We also collect information about your device type, browser version, and general location (country level) to ensure our platform works optimally across different setups. This helps us identify and fix technical issues that might interfere with your debt tracking experience.

How Tracking Enhances Your Experience

Our tracking technologies directly improve your debt management journey in several practical ways. When you return to your Learnthryvira dashboard, cookies remember where you left off in your debt reduction plan, which creditors you were working with, and what payment schedules you had set up.

For example, if you frequently use our debt avalanche calculator, we'll make sure that tool is easily accessible from your main dashboard. If you prefer the debt snowball method, our system will prioritize showing you resources and tips related to that approach. This personalization helps you spend less time navigating and more time focusing on your financial goals.

Analytics cookies help us understand which educational content actually helps people reduce their debt successfully. When we see that users who read certain articles about budgeting strategies tend to meet their debt reduction goals faster, we can recommend that content to other users in similar situations.

Managing Your Cookie Preferences

Important note: Blocking essential cookies may limit your ability to use certain features of Learnthryvira's platform, such as saving your debt reduction progress or maintaining secure access to your financial data.

Data Retention and Your Control

We retain cookie data for different periods depending on its purpose. Session cookies are automatically deleted when you close your browser, while preference cookies might stay for up to two years to remember your settings. Analytics data is typically aggregated and anonymized within 90 days.

You can request deletion of your personal data associated with cookies at any time by contacting our support team. We'll process these requests within 30 days and confirm when your data has been removed from our systems.

For users in the UK and EU, you have additional rights under GDPR, including the right to know exactly what data we've collected about you and the right to have it corrected if it's inaccurate. We take these rights seriously and have dedicated staff to handle such requests promptly.